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The cardholder and/or his estate shall be answerable for repaying in full any outstanding balances on the card account and shall maintain the Bank indemnified for all costs and bills incurred in recovering such outstanding balances. All Cardholders will be billed on a monthly foundation for all Charges incurred by means of Card and for all expenses applicable to the Card Account. BRAC Bank shall endeavor that no delay is triggered in sending the Statement to the Cardholder. However, there may be no assertion generated for the interval during which there was no excellent due and no transaction on the Card Account in the preceding month. The facility of a Supplementary Card, is a particular facility at such fee/rate as could additionally be stipulated by BRAC Bank once in a while. All entries in the Statement of Account shall be presumed correct unless the Cardholder disputes such entries within 30 days from the Statement of Account and proves such entry to be incorrect.

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Installment tenure could range from 3 to 36 months. In the event that the cardholder recovers the misplaced or stolen card, he/she shall instantly return the same minimize in halves to the Bank with out using it. The Cardholder shall not use the PIN after reporting to the Bank of the disclosure of the identical to some other get together. BRAC Bank shall present Statement via e mail except the Cardholder explicitly informs the Bank that s/he wants hardcopy assertion.

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E. Charges in Foreign Currency In respect of Cards other than internationally legitimate Cards, BRAC Bank will not be certain to take cognizance of, and will not be liable in any manner whatsoever in respect of any charges that are incurred in international currency. Without prejudice to the aforesaid, any fee of such Charges made by BRAC Bank will be with full recourse to the Cardholder, and won’t be considered as absolving the Cardholder of any legal responsibility in relation to incurring of such costs or payments thereof by BRAC Bank. BRAC Bank shall be fully indemnified and held harmless in opposition to all penalties of such funds, by the Cardholder. A delayed or amended charge shall be processed to the Card Account within 90 calendar days of the transaction date of the related transaction.

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All transactions authorized by the supplementary cardholder previous to the date the supplementary card is acquired by the Bank, are valid and treated as binding upon the primary cardholder and are the legal responsibility of the primary cardholder. The Bank shall ship a Statement of Account to the Cardholder each month or at such different regular intervals as deemed fit by the Bank. If the Cardholder does not obtain the Statement of Account for the particular Statement Period, s/he ought to notify the Bank inside 7 days of the statement date and request a copy of the Statement of Account for the Particular Statement period. Non-receipt of Statement of Account shall not be construed by the Cardholder to be enough for non-payment of dues in time. The Bank can’t be held responsible for non-receipt of statement as a result of unforeseen circumstances and circumstances exterior the Bank’s management.

Cash-limit varieties a subset of the Cardholder’s Credit Limit/Purchase Limit. “Card Account” means the account opened within the name of the Cardholder and maintained by BRAC Bank Limited for the aim of usage of the Credit Card as per the phrases and circumstances contained herein. BRAC Bank Credit Card Terms and Conditions 1. Definitions & Interpretation “Applicant” means one that has/have utilized for a Card to BRAC Bank Limited. Still have you a question then be happy to ask by comment.

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The Bank reserves the proper not to enable worldwide Transactions as much as full restrict assigned for SAARC countries & Myanmar and Non-SAARC nations so that the Limits aren’t exceeded within the event of change fee fluctuations or any unauthorized transactions. The Card isn’t transferrable and its utilization is topic to the phrases mentioned herein and any extra situations stipulated by BRAC Bank Limited once in a while. The Cardholder by no means in any way will allow the Card and/or PIN and/or CVC/CVV and/or OTP for use by any other individual. The Cardholder may not pledge the Card as Security for any function in any way. BRAC Bank Limited reserves the proper to establish the credit worthiness of the Applicant time to time by obtaining credit score bureau report and such other reviews as it may deem essential and decline to issue a Card to any Applicant at its sole discretion.

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